Useful outside reading, checked against SWD’s principles. Start with the problem that needs your attention.
4 selected resources · No automatic article publishing
External worksheet · Consumer Financial Protection Bureau
Prioritizing bills
Publication date not provided by source SWD source check:
When money will not cover every bill, compare the consequences of missing each payment and identify costs that protect housing, work, insurance, and required obligations. This worksheet can help you prepare a short-term plan and questions for providers.
Why it belongs here
R02: protect essential needs and check payment dates. R03: address the actual debt constraint without judging the debtor.
The four-page worksheet gives no confirmed original publication date. It remains linked from the CFPB’s current Your Money, Your Goals toolkit. The toolkit page’s update date is not the worksheet’s publication date.
Next source check due Feb 03, 2027. Source checking does not confirm how guidance applies to your circumstances.
External article · Consumer Financial Protection Bureau
What can I do if I can’t repay my payday loan?
Publisher last reviewed: Nov 25, 2024 SWD source check:
Learn what to ask your payday lender when repayment is difficult, including whether an extended repayment plan is available and what it costs. The page also identifies counseling, legal-help, and complaint routes.
Why it belongs here
R03: assess debt without judging the debtor. R06: compare repayment paths on cost and feasibility.
The source labels November 25, 2024 as “last reviewed.” It is not an original publication date. Repayment options and fees depend on state law and lender policy.
Next source check due Dec 05, 2026. Source checking does not confirm how guidance applies to your circumstances.
External article · Consumer Financial Protection Bureau
What information does a debt collector have to give me about a debt they’re trying to collect from me?
Publisher last reviewed: Jan 29, 2024 SWD source check:
Understand the information a collection notice generally provides so you can check the debt, its amount, and how to respond. Read the source and your actual notice carefully because deadlines and the way you respond can affect your rights.
Why it belongs here
R03: document debt balances, terms, and consequences. R14: distinguish verified facts from unknowns before acting.
The source labels January 29, 2024 as “last reviewed.” It is not an original publication date. A debt-validation dispute period does not replace a court-response deadline. Check your actual notice and qualified local help.
Next source check due Dec 05, 2026. Source checking does not confirm how guidance applies to your circumstances.
External article · Federal Trade Commission
How To Avoid a Scam
Publisher date: July 2023 SWD source check:
Recognize common warning signs such as impersonation, pressure tactics, and unusual payment demands. Learn how to check an unexpected request through a contact you find independently and protect your personal information.
Why it belongs here
R15: verify decision-changing facts before a material commitment. R20: protect sensitive information and maintain proportionate boundaries.
The rendered article displays July 2023. Its metadata separately records original publication November 9, 2020 and modification August 13, 2026. These dates are retained distinctly; the article is not presented as newly published in 2026.
Next source check due Feb 03, 2027. Source checking does not confirm how guidance applies to your circumstances.
What Earns A Place Here
Broader topics. Consistent principles.
We select factual, useful material that supports honest dealing, essential needs, realistic choices, and fair treatment. A broader topic may add context; a public selection must remain consistent with SWD’s principles. We do not recommend deceptive, exploitative, or unsupported financial prescriptions.
Each selection is checked against the full source, its date, and related SWD rules. New feed items go to a private pending queue. Finding an article or trusting its publisher never automatically publishes it. Credible contrary evidence belongs in review of the doctrine under Rule 24 and its evidence register; it is not relabeled as approved SWD guidance.
Source selection and summaries were prepared with AI assistance. These are original SWD notes beside links to the original material. Publishers have not endorsed SWD, and inclusion does not endorse every claim they make. Check the source and actual notices before acting.
